Our Financing

  • Rates in under 2 minutes

  • Review your rates from over a dozen lenders through Hearth’s quick and secure application without affecting your credit score.

  • Get your money fast

  • Loans typically fund in 1-5 business days. If approved, Hearth’s lending partners can deposit cash into your account as soon as 24 hours.

  • Easy monthly payments

  • No surprises. Personal loans through Hearth’s lending partners have fixed rates and terms. You’ll know your monthly payment upfront. 

  • No prepayment penalties

  • There are no fees for paying off your loan sooner, saving you time and money.